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Financial Information

Dentistry has always been a field of medicine where individuals shoulder the major burden of the financial costs of treatment. At Paradise Smiles Dentistry we understand that you have dental needs that may require urgent care, and that such care may not be in your present budget. The Gulf Coast has experienced several major setbacks in recent years, leaving the local population economically weakened.

It is important that you understand that we have policies in place to assist you in getting the quality dental care you need and want, and that is our mutual goal.

Our first important policy is that we DO take your dental insurance payment for services rendered. Unlike many offices, we DO NOT ask you to pay for your entire visit at the time of service IF:

1. You have a dental insurance plan; and

2. You are an ACTIVE member of that plan; and

3. You have NOT maximized your benefit period.

In the "old days" we could not determine those three requirements. Today, however, we have instantaneous access via computers with your insurance company and we can determine these three prerequisites before you ever enter the dental operatory. If you have existing benefits available, we will assign those benefits to your account as part of the fee for our services rendered to you.

Our Second Financial Policy is that we DO ask you to pay the balance of your fee for services rendered at the time that services are rendered. If you have dental insurance, that balance will be a percentage of the uninsured amount (see the Insurance Info section of our website).

What if you DON'T have dental insurance or the uninsured balance is significant?

Our THIRD Financial Policy is that we ALWAYS endeavor to work with you in helping you to get the dental services you need. We DO accept most major Credit cards, and ask that you pay your remaining portion of the service fee with your credit card or debit card.

Do we take checks?

Unfortunately, we have been in business long enough to have been given checks dishonored by the banks.. i.e, the checks have bounced. We have taken recent measures to minimize this problem. If you have been a patient of past record and have established a good credit record with us then we are more than happy to accept your check. If you are a new patient, we will accept your check subject to proper identification and with the knowledge that should your check be dishonored we will use the full measure of the law to remedy the situation.

Do we take payments?

We MAY allow partial payments in unique circumstances which are at the discretion of the Office Manager. If this is allowed, please understand this important fact:

We have partnered with an Accounts Receivables company to manage the accounts that are owed to us. As part of that partnership agreement, ALL balances owed to us 91 days and over past the time of date of service are AUTOMATICALLY sent to them for collection. In other words, all balances over 90 days are sent to collections based on a contractual agreement.

Please, if you NEED to make payment arrangements be SURE that you stay current on your obligation or please contact us if you have a financial emergency. Ignoring your obligation to us only serves to make the problem worse as time tolls.